Job Description

JOB SUMMARY

The Credit Specialist will monitor, interpret, and analyze independent and third-party financial data.

The Credit Specialists will be able to accurately interpret the financial statement data and provide an opinion supporting, recommending, and approving appropriate credit limit decisions based on the business’ pre-existing guidelines. This role requires analytical skills, attention to detail, knowledge of financial statement analysis.  This expertise will help the team make informed decisions regarding credit approvals and customer credit limits.

Essential Functions

Ability to review credit applications and complete credit investigations to grant credit and establish limits based on thresholds

Create new accounts in the ERP

Perform analysis of Dun & Bradstreet credit report profiles to analyst payment trends and overall business viability

Prepare and present complete credit packages for management

Ensure accurate customer account records by updating customers file with limit changes, terms and all related collection fields

Complete annual account reviews and limit increases/decreases

Monitor changes in financial reporting from Dun & Bradstreet

Build and maintain spreadsheets and dashboard for credit approval tracking and other projects

Responsible to review and release holds due to credit limits and overdue amounts

Identify and communicate root cause for delinquency

Complete weekly reporting for holds and releases to Manager

Light collections to resolve credit releases

Answer customer and field questions regarding account status

Responsible for inactive customer base documentation and escalation for outside collections

Communicate professionally and effectively

Data entry

Ability to navigate and use multiple databases

Maintain active follow up on files/pipeline

Required for All Jobs

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Performs other duties as assigned

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Complies with all policies and standards